Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer real exam prep : Oklahoma Life, Accident, and Health or Sickness Producer Exam

  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Sep 30, 2026
  • Q&As: 157 Questions and Answers

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: General Insurance Knowledge72%- Insurance Regulation
  • 1. Licensing requirements
  • 2. Federal and state laws
  • 3. Unfair trade practices
- Annuities
  • 1. Types of annuities
  • 2. Features and taxation
- Health and Accident Insurance Basics
  • 1. Disability income insurance
  • 2. Health insurance policies
  • 3. Accident and sickness coverage
- Life Insurance Basics
  • 1. Policy provisions and riders
  • 2. Underwriting and issue
  • 3. Types of life policies
Topic 2: Oklahoma State-Specific Knowledge28%- Oklahoma Insurance Statutes and Rules
  • 1. Title 36 Oklahoma Statutes
  • 2. Oklahoma Administrative Code provisions
- Consumer Protection and Ethics
  • 1. Privacy and disclosure requirements
  • 2. Unfair claims practices
- State Licensing and Renewal
  • 1. Residency requirements
  • 2. Continuing education rules
- Policy Provisions Required in Oklahoma
  • 1. Reinstatement and replacement rules
  • 2. Grace periods, free look, incontestability

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1

In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person's life if

  • A. any type of business relationship exists between the insured party and the beneficiary.
  • B. a financial benefit exists from the continuance of the insured party's life.
  • C. she has any type of distant family relationship with the insured party.
  • D. the interest exists at the time of death rather than at the time the policy is purchased.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #2

Health benefit plans providing maternity coverage shall provide postpartum home care if childbirth occurs at home within?

  • A. 24 hours by vaginal delivery.
  • B. 72 hours by vaginal delivery.
  • C. 48 hours by vaginal delivery.
  • D. 96 hours by vaginal delivery.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #3

Under the Fair Credit Reporting Act, a consumer report includes

  • A. any authorizations or approval of a specific extension of credit, directly or indirectly, by the issuer of a credit card.
  • B. any report containing information solely as to transactions between the consumer and the person making the report.
  • C. communication of information among persons related by common ownership.
  • D. communication of information by a consumer reporting agency bearing on a consumer's credit standing, worthiness, or personal characteristics.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #4

An endorsement to an insurance policy that modifies clauses and provisions of the policy is referred to as

  • A. an add-on.
  • B. a supplement.
  • C. an attachment.
  • D. a rider.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #5

In a life insurance cash value policy, the automatic premium loan provision authorizes the insurance company to withdraw from the policy's cash values the amount of

  • A. premiums due if the premium has not been paid by the end of the grace period.
  • B. any outstanding loans from any policies insured with the same insurance company.
  • C. premiums needed to terminate the policy.
  • D. interest owed by the insured on outstanding policy loan amounts not repaid at the policy's maturity date.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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